Banking on Our Community
Our region’s banks, insurance experts, credit unions, and financial professionals play a vital role in keeping our community strong. They’re more than the smiling faces behind the counter or the advisors behind the desk—they’re trusted partners in our financial journeys. From helping us save for life’s milestones to guiding us through major investments, they make it possible for individuals, families, and businesses to plan, grow, and dream bigger right here in the Mohawk Valley.
While national headlines often focus on mergers and branch closures, local institutions here continue to thrive—offering personalized service, meaningful community reinvestment, and innovative products that rival any big bank. Whether it’s a credit union sponsoring youth sports, a loan officer volunteering at a food pantry, or a CEO rolling up their sleeves to support a charity gala, these professionals remind us that banking here is personal.
This month, we’re shining a spotlight on some of the Mohawk Valley’s best financial institutions and leaders—those who not only manage assets, but also invest in the very heart of our community.
Scalzo, Zogby & Wittig, Inc.
Over 30 Years of Trusted Coverage in the Mohawk Valley
For more than three decades, Scalzo, Zogby & Wittig, Inc. (SZW) has been more than an insurance agency—it’s been a trusted neighbor, advocate, and protector for families and businesses across the Mohawk Valley.
Since opening its doors in 1992, the firm has built its reputation on exceptional service, tailored coverage, and an unwavering commitment to the community it calls home.
Located at 120 Lomond Court in Utica, NY, SZW serves clients throughout the region with expertise in car insurance, home insurance, and business insurance.
As an independent agency, the firm represents a carefully selected group of financially sound, reputable insurance companies. This independence means clients receive customized coverage at competitive rates—with the confidence of knowing their agent is advocating for them, not a carrier.
Over the years, the agency has expanded its offerings without ever losing sight of its founding principles: personal relationships, expert guidance, and community-first values.

LEADERSHIP WITH EXPERIENCE AND VISION
At the helm is agency principal Stephen Zogby, whose decades of expertise span both personal and commercial insurance. His leadership blends deep industry knowledge with the personal accountability that only a locally owned, family-run firm can provide.
Working alongside him are rising leaders:
Harrison Zogby, Personal Lines Account Manager
Adam Zogby, Commercial Business Insurance Advisor (above)
Together, they bring fresh energy and strategic vision, ensuring the agency’s legacy of service continues to evolve and grow.
WHAT SETS SZW APART
While some agencies focus on volume, SZW focuses on relationships. Every client—whether they need a new homeowner’s policy or complex commercial coverage—has direct access to an experienced advisor who understands their needs.
This blend of personalized attention, expert service, and local accountability is what keeps clients coming back year after year.


LOOKING AHEAD
SZW is poised for thoughtful growth—expanding into new regions and industries while keeping the hands-on service clients have come to expect.
The agency is especially focused on supporting specialized sectors such as:
Social service and not-for-profit organizations
Agriculture
Construction
Manufacturing
By helping these industries navigate evolving insurance challenges—and by investing in technology, training, and people—SZW will continue to deliver the highest level of service for years to come.
COMMUNITY CONNECTION
From financial contributions to hands-on volunteer work, SZW proudly supports the causes and organizations that strengthen the Mohawk Valley.
For the team, giving back isn’t just part of the job—it’s part of who they are. It’s the same dedication they bring to every client relationship, making sure each policy is more than just paperwork—it’s peace of mind.
CONNECT WITH SCALZO, ZOGBY & WITTIG, INC.
Address: 120 Lomond Court, Utica, NY 13502
Website: www.szwinsurance.com
Phone: 315-792-0000 | Sales (Adam Zogby): 315-792-0000 ext. 10
Social Media: Find Adam Zogby, Stephen Zogby, and Scalzo, Zogby & Wittig, Inc. on LinkedIn